Capital Row
Pre-transaction intelligence
Vertical software · 28 industries · twelve open desks

The industries that will never buy AI from a foundational model will get it anyway. It arrives inside the software they already run on. Capital Row sits at the intersection of that market with the founders who build those systems of record on one side, and the buyers adding AI and embedding payments on top of them on the other.

We are the intelligence layer in between, and we know both sides of the deal before either one is ready to talk.

Three buyers to a desk. When the third seat is taken,
the desk closes.

Eight live · four opening · three seats to a desk
Billing, coding & claims Every payer connection took months to certify. Replace the software and cash slows until they are rebuilt Denials & clearinghouse workflow The rework layer. Where a practice finds out what its billing system actually costs it Specialty practice management Switching costs include re-establishing payer relationships Credentialing & provider data A provider who is not credentialed cannot bill. The software holds the clock Veterinary practice software Two diagnostics companies hold most of the vendor layer. The rest is founder-owned, on a short buyer list Dispatch, TMS & freight audit Hours of service and fuel tax are filings, not reports Fleet compliance & telematics DOT and FMCSA obligations sit inside the software Behavioural & specialty health Intake, documentation and measurement-based care. What a payer audit actually asks the record to prove Dental practice software Desk opening · group consolidation decides which systems survive a change of ownership Aesthetics & med spa Desk opening · cash-pay, no payer layer, fastest to read Home health & hospice software Desk opening · Medicare-certified, survey-bound Pharmacy, DME & infusion Desk opening · licence-bound billing and delivery
~0SaaS transactions
in 2025, up 28%
0%of SaaS M&A is
vertical software
0software holdcos
with live M&A
0seats per desk,
then it closes

Software Equity Group, 2026 Annual SaaS Report and 1Q26 buyer trends · Axial software holding company directory, September 2026 · Industry count, IDC Industry Taxonomy and Worldwide ICT Spending Guide · Seat cap is Capital Row policy

The problem, measured
0.0%
is all the average buyer ever sees of their own target market. Four out of five companies that fit a mandate never reach the buyer holding it.
Sutton Place Strategies and With Intelligence, Deal Origination Benchmark, October 2025. 177 qualified private equity firms across eight peer groups, twelve months to 30 June 2025. Median 17.6%, top quartile 27.5%
Take a seat at the table

Which side of the table do you sit on?

Where you sit changes the conversation, and what the work is allowed to produce.

Why the order matters

The examination happens before the price, not after it.

The price is set twice. Once before the letter of intent is signed, on what everybody believes. And again during due diligence, on what can actually be proved. We move the evidence in front of the first number, so there is only one.

For builders

Run the diligence on your own numbers first

Retention tied to the billing system, the recurring revenue schedule tied to the ledger and the bank, concentration, founder dependency and ownership of the codebase.

What it costs to find out second
For builders

The price becomes a discount

Found after the letter of intent, the same four findings are leverage rather than diligence items, and the leverage has already changed hands. Whatever a buyer’s team would find, you want to be holding it first.

For buyers

Fast-track origination

One hire cannot map a market, and every buyer is chasing the same short list of clean, transactable companies. Coverage puts you in front of qualified targets sooner, with the evidence already run and the end-market read attached.

Does an informed seller cost you?
For buyers

No. A dead deal costs you

Sixty-one per cent of broken letters died on evidence that arrived after the price was set, and every one cost a buyer four months and a diligence budget. A price set on evidence closes. A price set on assertion gets retraded, and a retrade is a coin flip.

Axial, Dead Deal Report, January 2026. Seventy-five broken letters of intent across eight firm types and eight industries

The tenth dimension

Nine of the ten things that set the price are already published.

The tenth is ours.

Retention, net retention, churn, recurring share, margin, concentration, founder dependency, sales efficiency and evidence quality. Every competent adviser runs those nine, and every one of them is winnable with time.

10
End-market durability. Who is consolidating your customers’ industry, how fast they are moving, and what they do to the software after a closing. Nobody prices it, because pricing it means knowing the services market as well as the software one. It is the dimension that reprices a deal ninety days after a letter of intent, and it is the reason to call us.
The bench

Every desk has a bench.
Every deal has a principal.

Every desk carries the same three seats, filled for that vertical and never from a general panel. An accountant who has examined recurring-revenue businesses in that end market, so the revenue-quality read is not generic. Counsel who has worked on software contracts and that vertical’s regulator, so change-of-control exposure is found before a buyer’s lawyer finds it. An operator who has run a company there, so we know whether the software is load-bearing or merely installed.

The principal carries the end-market read and every buyer conversation. The bench carries the vertical. Neither is outsourced to the other.

Request access

Which side of the table do you sit on?

The seat informs what the conversation is about, and what the work is permitted to produce. Everything you send is confidential and is never shared, circulated or sold. Read by a person, usually the same day.

Please do not send financial documents, PHI or confidential information here. Sensitive information moves through a controlled workspace, under a signed engagement letter.

Or write to the desk directly at team@thecapitalrow.com